If you’re ready to become a homeowner, it’s a good idea to create a checklist for buying a house. It can be especially beneficial to make a list of what to do once you find your dream home.
While the house hunting might be over, the next stage of your home buying process has just begun. Here is a simple checklist to help you stay organized when buying a home:
Schedule a home inspection
A professional home inspection will alert you to any major problems or maintenance issues the house might have. During the home inspection, the inspector will examine the property from top to bottom and make note of issues. You can use this report to negotiate with the seller if necessary.
Purchase homeowners insurance
Most mortgage lenders will require you to get homeowners insurance before closing on a home. Luckily, many insurance providers offer multiple types of insurance. You may be able to get a policy from a provider you already work with.
Get a professional home appraisal
Home appraisals are another step in the process arranged by your mortgage lender. A home appraisal will determine the property value based on a careful evaluation of the home’s conditions and features. Your real estate agent might be able to coordinate the appraisal for you.
Make a final review
You’ll get a final chance to visit and inspect the property in person before closing. This allows you to confirm everything is up to standards agreed upon in your contract. It’s a good idea to test things like light switches, doors and faucets just in case.
Prepare for closing day
Once the big day arrives, you’ll need to have several things with you to ensure a smooth closing process. For example, make sure you have photo identification for everybody listed on the loan, a cashier’s check for final closing costs, proof of insurance and official closing documentation. You should also have your real estate agent or real estate lawyer present to represent you.
Finding the perfect home can feel like a dream come true. However, it’s important to stay organized to prevent possible logistical nightmares. Keep these steps in mind for completing your home buying process as smoothly as possible.
About the Author
Nancy Roberts
Nancy Roberts Realty was founded to provide integrity and innovation, honesty and good old-fashioned customer service. Our mission is to provide the most professional real estate services available in Western North Carolina (including Burke, Catawba and Caldwell Counties.) With our expertise and dedication, we will guide you through buying or selling.
Nancy Roberts Realty was founded on integrity, innovation and good old fashioned customer service. We treat you the way we like to be treated with honesty and respect.
We are relationship people, your not just a customer to us but a new friend. We are skilled at matching people with properties - we listen carefully to your needs to find you the perfect property.
Our mission is to provide the most professional real estate services available in Western North Carolina (including Alexander, Burke, Catawba and Caldwell Counties.)
With our expertise and dedication, we will guide you through each step of the buying or selling process, including choosing a lender, home inspector and moving company.
Let us help you find your property today!
